Privacy Policy
Precise Method and CoverageForMe
Introduction
Precise Method and CoverageForMe (referred to collectively as “we,” “us,” or “our”) are committed to protecting your privacy and ensuring the confidentiality and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you engage with our services, which include tax preparation, accounting, bookkeeping, payroll, and insurance marketing services. This policy complies with all applicable laws and regulations, including the Health Insurance Portability and Accountability Act (HIPAA) when applicable.Scope
This Privacy Policy applies to all clients, prospective clients, and users of services provided by Precise Method and CoverageForMe. It also applies to all interactions with our websites, mobile applications, and communications.
1. Information We Collect
A. Personal Information
We may collect the following types of personal information to provide our services:
- Name, address, phone number, email address
- Social Security Number (SSN) or Taxpayer Identification Number (TIN)
- Financial information, including bank account details, income, and expenses
- Insurance-related information, such as policy details, medical history (if applicable), and claims information
- Employment details, including W-2s, pay stubs, and payroll information
- Billing and payment information
B. Health Information
For insurance products that involve health coverage, CoverageForMe may collect health-related information as required to provide quotes, process applications, or handle claims. Any collection or handling of Protected Health Information (PHI) will comply with HIPAA regulations.
C. Non-Personal Information
We may collect non-personal information such as:
- Browser type, operating system, and device type
- IP address and geolocation
- Website usage data through cookies and similar technologies
2. How We Use Your Information
We use your information to:- Provide tax preparation, accounting, bookkeeping, and payroll services (Precise Method)
- Market and sell insurance products (CoverageForMe)
- Prepare and file tax returns
- Evaluate eligibility for insurance products
- Process payroll and manage financial records
- Communicate with you regarding services, updates, and offers
- Comply with legal obligations and industry standards
3. Information Sharing and Disclosure
We do not sell your personal information. However, we may share your information under the following circumstances:A. With Your Consent
We may share your information with third parties when you have provided explicit consent.
B. Service Providers and Partners
We may share your information with trusted service providers, such as tax software vendors, payroll processing platforms, and insurance carriers, to fulfill our services.
C. Legal Requirements
We may disclose your information to comply with legal obligations, such as subpoenas, court orders, or regulatory requirements.
D. Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. HIPAA Compliance
CoverageForMe, as an entity engaged in marketing and selling health insurance, is committed to protecting your PHI under HIPAA. To ensure compliance:- PHI is only used and disclosed for purposes permitted by HIPAA, such as underwriting, claims processing, and customer service.
- Access to PHI is restricted to authorized personnel
- Physical, administrative, and technical safeguards are in place to protect PHI from unauthorized access or disclosure.
If you have questions about your rights under HIPAA, please contact us at help@coverageforme.com
5. Data Security
We use industry-standard security measures to protect your personal information, including:- Encryption of sensitive data during transmission
- Secure storage of physical and electronic records
- Access controls and employee training
Despite these measures, no method of transmission or storage is completely secure. We encourage you to take precautions to protect your own information.
6. Your Rights
You have the following rights regarding your personal information:- Access and Correction: You may request access to and correction of your information.
- Opt-Out: You may opt out of receiving messages from us at any time by replying with the designated opt-out keyword (e.g., "STOP") or by contacting us directly.
- Data Deletion: You may request that we delete your personal information, subject to legal and contractual obligations.
- HIPAA Rights: For PHI, you have additional rights under HIPAA, including the right to request an accounting of disclosures.
To exercise these rights, please contact us at help@coverageforme.com or Info@lifesurety.com
7. Cookies and Tracking Technologies
We use cookies and similar technologies to improve your experience on our websites. You can manage your cookie preferences through your browser settings.8. Third-Party Links
Our websites may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to review their privacy policies.9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The updated version will be posted on our websites with the effective date. We encourage you to review the policy periodically.10. Contact Us
For questions or concerns about this Privacy Policy, please contact us:Thank you for sharing your personal information with us. We are committed to safeguarding your privacy and delivering exceptional service.