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Terms and Conditions

Precise Method and CoverageForMe

Introduction

Welcome to Precise Method and CoverageForMe. By using our services, including tax preparation, accounting, bookkeeping, payroll, and insurance marketing services, you agree to these Terms and Conditions (“Terms”). Please read them carefully before engaging with our services or using our websites. If you do not agree to these Terms, you may not use our services.


1. Acceptance of Terms

By accessing our services, submitting your information, or interacting with our websites, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.


2. Services Provided

Precise Method provides tax preparation, accounting, bookkeeping, and payroll services. CoverageForMe specializes in marketing and selling insurance products, including health, life, property, and casualty insurance. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.


3. User Responsibilities

A. Accurate Information

You agree to provide accurate, complete, and current information when engaging our services. Failure to do so may result in delays, errors, or termination of services.

B. Compliance with Laws

You agree to comply with all applicable laws and regulations, including but not limited to tax laws, financial regulations, and insurance requirements.

C. Account Security

If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.


4. Communication Consent

By using our services, you consent to receive communications from Precise Method and CoverageForMe, including but not limited to:
  • Text messages, emails, and phone calls regarding your services, updates, promotions, and other related matters.
  • Automated messages, such as appointment reminders or billing notifications.

A. Text Messaging Consent

By providing your mobile number, you agree to receive text messages from us. Message frequency may vary. Standard message and data rates may apply. You can opt out of text communications by replying "STOP" to any message. For assistance, reply "HELP" or contact us at help@coverageforme.com.

B. Marketing Communications

You consent to receive promotional emails and messages about our services and offers. You may unsubscribe at any time by following the opt-out instructions in our communications.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.


5. Fees and Payments

A. Service Fees

Fees for our services will be disclosed upfront. You agree to pay all applicable fees as outlined in your service agreement.

B. Refund Policy

Refunds are subject to the terms outlined in your service agreement or invoice. If you believe you are entitled to a refund, please contact us at service@precisemethod.pro.


6. Intellectual Property

All content, materials, and services provided by Precise Method and CoverageForMe are protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without prior written consent.


7. Limitation of Liability

A. No Warranty

Our services are provided "as is" without any warranties, express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.

B. Limited Liability

To the maximum extent permitted by law, Precise Method and CoverageForMe shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to the use of our services.


8. Termination

We reserve the right to terminate or suspend your access to our services at any time for any reason, including but not limited to a breach of these Terms.


9. Dispute Resolution

Any disputes arising out of or related to these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will take place in [Insert Location], and the decision of the arbitrator shall be final and binding.


10. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on our websites with the effective date. Continued use of our services after any changes constitutes acceptance of the updated Terms.


11. Contact Information

If you have any questions or concerns about these Terms, please contact us:


By engaging with us, you agree to these Terms and Conditions. Thank you for trusting us with your tax, accounting, payroll, and insurance needs.